My wife and I are insurance agents, and make $350,000.00 between the two of us. We have $80,000.00 in credit card debt. We have had excellent credit, but now
debt to income ratio is so out of whack. We are maxed out on Credit Cards and have been so for two years now. We can't pay larger amounts each month because now I must do all business transactions on my Amex which is about $8,000.00 each month. My credit score has gone from 700 to 620 over night it seems like.