My husband and I have a credit card debt of 7,000.00 on one of our cards and we have gotten far behind on it and they will not work with us to pay it back. they say that even if we go to a debt counselor they will not except the payment?

if there a free for this service

Hi, I called a couple of my creditors today...yes, I got ballsie and decided to call. I wanted to find out what the pay off was on a couple of accounts. Get this. After being on hold for almost 15 minutes, an agent comes on, takes all of my information, then pulls it up on the computer and says sorry, I can't talk to you about this account. I'm like, excuse me.

I keep getting recorded calls from this number 877-726-8505. Anyone ever heard of it?[color=orange][/color]

Hello everyone. I need to get a copy of my credit reports to get underway with my debt consolidation process. Back in July of 2005 I went to annualcreditreport.com and got them, but my year isn't up yet and I can't get another copy. I don't have any credit or debit cards, so is there anyway of obtaining them? :?:

Do you send info in the mail if requested ?

I'm currently disputing a debt with a collection agency for an account I haven't used in years; I believe the statute of limitations has passed. The account has been sold several times, and is still appearing on my credit report. Should I close this account, or leave it open? I know this won't affect my current situation, but I hate having it out there if I never use it - I don't even have a card for it! The last purchase was made in the mid-90's. thanks :-)

looking for a number as there are many complaints on this site about this same company or are the bankrupt. trying to get mt refund from them for over 2 years.

877-221-1791 I called it and no one answeres and theres no answering machine. Thanks.

Ok folkss, here's a good one. I got a letter from Island National Group today. They say they already sent me a letter saying that they are collection on an RJM Acquisitions account -- which was originally a Fingerhut account. Uh huh, ok so as I read through this letter it says they are offering me a deal!! Uh huh $37 off my balance with my first payment, then each time I make a payment I will get another coupon for more $$ off my balance. What's the catch you might ask??