okay--heres my question, how long-legally speaking-does it take on an account being late, before it can go into 'charge off'??? The reason I'm asking. My husband had a truck loan that we paid every month and paid off. We paid it off two years ago. It was a five year loan. When I checked my credit report last year, I noticed that they reported to the Credit bureaus that it was a 'paid charge off'. HUH?? I knew absolutely nothing about this. I had not received any calls or written correspondence that they were even considering a charge off. I have the title and it was paid in full.

I received a message at work from IWCB stating I needed to have my atty call today. I called back and after being transferred around, I got Liz Wade's VM. I left her a message stating I had spoken with Platinum B Services, the account they are trying to collect on, on Friday and was informed that IWCB/Jacobi & Mayors is not authorized to do collections for them. I let her know I have filed complaints with the FTC and BBB and have a call in to the Atty General in Wyoming. I have also asked she stop calling me. Should I still send the cease and desist letter?

hi, i have a question regarding default judements.1st off can a collection agency enforce a default judgement if it is passed the sol.also i sent numerous letters to validate this debt.and they have not sent anything regarding this debt.when papers to court came i never received they throw them in my exwifes driveway after she said i didnt live there.now they have frozen my checking account and taking me to court again for a debt in 1997.origal debtor not even on my credit report just collection agency.i offered 7000.00 on a 9000.00 debt they refused.do i have a leg to stand on. thank you ca

I was served papers to appear in court March 9 for a debt of $2900 to an apt complex where I moved out of 3 months ago. This is the first notification I've gotten of any debt to them. Is it legal to sue me or get a judgment with no prior attempt to collect the deb?

I settled with my finance company on Friday, we agreed on a set amount that will pay off loan and it would be due in thirty days. On sunday night ny truck was repossessed. NOw they are saying I owe original amount plus repo fees. I have witness to phone call about settlement. What kind of legal rights do I have?

My credit report says I have an open line of credit with VISDSNB. So this site is what came up when I searched. Whats up with that?

Are you able to work with payday loan companies?

will that fact that i did a debt consolidation appear negativly on credit report?

How can i check my account online

How can I found out what happened to a C.C dept that I stopped paying 15 years ago?