I am new to this site, and am looking for any advice or information that anyone may have. A few years back I was in a car accident that left me with hospital bills that are overwhelming to even think about. I was making payments on them regularly until I lost my job, and I couldn't afford to any more. My bills were then sent to multiple collection agencies, and now I can not even open a bank account(which I just found out). I am wondering if there is anything I can do to put me back in line, so that I can open an account with out paying all of them off in full.