Hi.
I'm in a very bad situation which I have been letting it go for a while.
I work in the construction industry and the business is not going very well right now. I normally earn about 6K a month and now, I'm down to $4K a month. I have around $55,000 in
credit card debts and I have 1 car payment to make for about $478. I can barely pay the minimum due right now and since they've increased the interest and min due, I am really facing difficulty.