Thought I had everything taken care of. In debt consolidation and everything was going fine until today. I received in the mail a letter from Finkelstein, Kern, Steinberg & Cunningham Attorneys at Law out of Knoxville, Tn, stating that they represent financial institutions in the area of creditors rights. They state that they are representing HSBC that has placed my account with them. It also states that at this time,. no attorney with this frim has personally reviewed the particular circumstances of the said above account.