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Can I pay the consolidation with a single payment

20 years ago
I had about $3500 of debt presently. I am looking for a clean consolidation program.I however have these requirements from them, let me know if this is possible 1. Reduce total debt, by negating fees and interest 2. Accept a single payment from me, for the whole debt,so I dont have to make monthly payments. 3. After I make the full payment to the conslidation program, I can get clearance from the lender that it is paid. Dont know if this is a lot, but would be really helpful if someone would do this. I dont mind paying them fees, just dont prefer making monthly payments again!

 

Can debt collectors apply interest on account charged off

20 years ago
Here is what I think- if a credit card debt is charged off by a company,then it is incurred as a bad debt,a total loss amount. In other words, the principal is accounted as a write off in the lender's balance sheet. Now if a sum of amount is writtern off and reported to its investors as loss, how can interest be applied to it? The borrower in such a case is not even liable for the borrowed amount. By collecting on charged off accounts, aren't lenders having it both ways? Writing it off at the same time collecting on it. Also, how can interest be applied on principal written off.

 

Payday Loans Fees

20 years ago
I have had a payday loan since may. It keeps rolling over, several months. I faxed in the form to pay it in full at the end of june. I could not find the form nor their contact information until today. I still can't find the form. The orginal loan with fees was $390. Can I file a complaint against this company to get some of my money back? I never received any additional contact from them. I do understand that this is my fault for letting it go for so long. Can I file a complaint with the attorney general's office?

 

Addresses Needed for the following companies

20 years ago
I am seeking addresses for the following payday loan companies: US Fast Cash United Cash Loans Mypaydayloan.com

 

Questions Regarding Cease and Desist with creditors

20 years ago
I recently listed my payday loans with a debt consolidation company. They said it might be a wise idea to send a cease and desist letter out to the creditors now to avoid calls and work and such. Is there some changes I can make the the one I found on here?

 

Does anyone have contact information of these companies?

20 years ago
Does anyone have contact information for any of the following companies: Easy Loan E-Cash Now Xpresscash Loanshop PD6 Ventures Thanks for any help you can give me.

 

Any information on ClearPoint Financial Solutions

20 years ago
Has anyone ever used them or have any information on them? Thanks. Link deleted as per forum rules - Vikas

 

Address of MoneyLine Or ML Incorporated

20 years ago
Does anyone have an address for Moneyline? It's a payday lender? It could be under ML Incorporated.

 

Arrow Financial Services query

20 years ago
They are false and we all need to turn them in to the Atty General FTC and fdcpa.

 

Paragon Way called me, need some info on them

20 years ago
has anyone had dealings with this collection agency? I received a call from them and have never heard of them before. Thanks