What can a consumer do if a loan was made and later you find out the company that offered the loan and the lender were both out of business facing fruad charges and suits for business practices. Such as failure to provide TIL disclosures.

Congrats Debbie!! :)

I checked my credit report and found an item listed under my creditors that was never purchased by me. How should I settle this matter?

I am getting these harassing calls from the collection agencies at all times of day and night. Please suggest me ways of how I can stop them from contacting me.

does it show negatively on my credit report that I went to a credit repair?

Hi, I have been reading posts to this forum and hope to get some solid advice. Due to a car accident and being out of work for several years in the 1990's, we put a lot of medical bills & co pmts on some charge cards. Eventually, we were unable to pay even the min pmts, and they went into default. They were charged off in 2000 and early 2001. We are in Fl, so our SOL is 4 years. We would like to get a mortgage (either a second or a refi) on our home. I now have an avg credit score of 648, my wife's avg is 625.

Can anyone tell me what company has the number 866-728-3760. I think it belongs to either American Recovery Services or United Recovery? Any info would be helpful...

Hello, My name is tamra and I just found out that my bankruptcy got dismissed due to not getting a full payment. my ex husband and i are divorced and he's the one not paying and now i'm left with my half of the debt and I need help into getting it under control I need help asap. tamra :(

how can i get a copy of my rental credit report (rcr) and how can i dispute inaccurate information

I applied for a loan at my bank and they suggested that I contact you for a free credit report