I had a deliquent account with Associates national bank. As of June 2005 it was 7 years old and dropped off my credit report. The next month, midland credit management popped up. Associates had sold the acct to Midland after it was already 7 years old. I started an investigation via equifax which yielded no results. It was stated that I never "closed" the acct so it didn't matter how old it was. If that is ture, why did the Associates acct drop off my credit report.

I am already working in a debt management program and paying a part of our debt through them. I have got this feeling that the program is taking too long to complete and I wish to complete it faster. For this reason, I am planning to get a second mortgage on my home. Will it be a beneficial move or should I stick to the existing plan.

Our family is in desperate need of a consolidation loan for about $40,000 due to the unsecured debt. Sadly, we do not have any property also. Do we have any options to come out of this situation?

Hi I have read some posts on the board and I have a problem with one that is mentioned here as well. I had a credit account with Capital One. I paid my bill fully every month, or if a large balance was there, I'd pay it within 3 months. I registered for online payments and bills too. I had 'earned' a few late charges some due to my own fault (comparing this company to another credit card company I deal with and forgetting they had different due dates)but I felt that some leeway could have been given.

I am currently in hiding from my ex-husband. To make the long story short, I obtained a permanent restraining order against him. During the marriage he accumulated 3 credit card bills under our names. I initiated contact with the 3 companies so I can settle the debt with them. I have to do this because my long term plan is to legally change my identity but can't do this if I declare bankruptcy. One credit card company I contacted, then I received a response from llc. tackling with 3 credit card companies is very overwhelming. I am learning a lot from this forum. wish me luck everyone.

Dear IT Helpdesk Last year I upgraded from Boyfriend 5.0 to Husband 1.0 and noticed that the new programme began making unexpected changes to the accounting software, severely limited access to wardrobe, flower and jewellery applications that operated flawlessly under Boyfriend 5.0. No mention of this phenomenon was included in the product brochure.

can i get a loan to pay off whatever is in collection agencies and home bills

I need $50,000 to pay up my debts and be free of debts as I am in a very poor state where finance is concerned so please help me.

my car was recently repo'd, i have no income, no way to pay the deficiency, and nothing for colaterol the loan is in Cailfornia, i now live in Illinois. what will happen??

i have about 6000 in dbet and cant get approved for a loan to pay it off. my husbnd is now out of work with a brain tumor and all we havr is my partime incoome with a new baby i dont know what to do please help...