can you still help, if I stopped paying chapter 13 and know I'm getting all the colectors trying to collec full payments from my debt. I need a way out and I don't know what to do . Help! what can I do ?

Exactly how does this work??? Do you consolidate all the payments into one monthly payment or what?? and does this look bad on your credit?

If Sonic Payday was to do a wage assignment on my wages, do they just take a percentage of my pay until the loan is paid in full? If so, what is the percentage they take? Thanks Kathy

Has anyone ever heard of Centerprise Consulting? I had a voicemail from a Bob telling me to call him from there.

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Creditors are not covered a. Unless they have made themselves “debt collectors.” § 803(6)(A)

I was able to get some quick attorney advice on the cheap from one who has a lot of background in fdcpa, and learned something very interesting. According to him, based on the above, as soon as your OC begins to collect on the debt themselves, they are covered under all provisions of the FDCPA.

Vikas had posted the above in another thread, and so that I'm not hijacking from that thread I wanted to start a fresh one to ask a specific question. About the above -- I read on a site run by an attorney that in 1996 an amendment was made to fdcpa which requires the "mini-Miranda warning" to be included only in the initial communication. Subsequent communications must only cite that the communication is from a debt collector. Has anyone else seen anything similar to the above?

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Federal Rules of Civil Procedure (FRCP) FRCP - Rule 1002. Requirement of Original To prove the content of a writing, recording, or photograph, the original writing, record, or photograph, is required, except as otherwise provided in these rules or by Act of Congress. FRCP - Rule 1003.   866-407-0200 - Has anyone worked with Synerprise Consulting Services? anonymous 19 years 8 months ago Does anyone know who this phone number is 866-407-0200?   Want to know about Ellis Crosby and associates anonymous 19 years 8 months ago do you no anything about this company   Payments for debtcc points - November, 2005 denny@debtconsolidationcare.com 19 years 8 months ago Hi Shirley, We have sent your paypal payment. Following are the details: We would like to thank you for your contribution towards the community. Wishing you all the best. Regards Vikas