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I need to know the functions of debt consolidation

19 years 10 months ago
Exactly how does this work??? Do you consolidate all the payments into one monthly payment or what?? and does this look bad on your credit?

 

Sonic Payday--Wage Assignments

19 years 10 months ago
If Sonic Payday was to do a wage assignment on my wages, do they just take a percentage of my pay until the loan is paid in full? If so, what is the percentage they take? Thanks Kathy

 

Centerprise Consulting

19 years 10 months ago
Has anyone ever heard of Centerprise Consulting? I had a voicemail from a Bob telling me to call him from there.

 

FDCPA question

19 years 10 months ago
Quote:
Creditors are not covered a. Unless they have made themselves “debt collectors.” § 803(6)(A)
I was able to get some quick attorney advice on the cheap from one who has a lot of background in fdcpa, and learned something very interesting. According to him, based on the above, as soon as your OC begins to collect on the debt themselves, they are covered under all provisions of the FDCPA.

 

Mini Miranda Warning - Is anybody aware of this

19 years 10 months ago
Vikas had posted the above in another thread, and so that I'm not hijacking from that thread I wanted to start a fresh one to ask a specific question. About the above -- I read on a site run by an attorney that in 1996 an amendment was made to fdcpa which requires the "mini-Miranda warning" to be included only in the initial communication. Subsequent communications must only cite that the communication is from a debt collector. Has anyone else seen anything similar to the above?

 

Debt Validation Question -- Federal Rules of Civil Procedure

19 years 10 months ago
Quote:
Federal Rules of Civil Procedure (FRCP) FRCP - Rule 1002. Requirement of Original To prove the content of a writing, recording, or photograph, the original writing, record, or photograph, is required, except as otherwise provided in these rules or by Act of Congress. FRCP - Rule 1003.

 

866-407-0200 - Has anyone worked with Synerprise Consulting Services?

19 years 10 months ago
Does anyone know who this phone number is 866-407-0200?

 

Want to know about Ellis Crosby and associates

19 years 10 months ago
do you no anything about this company

 

Payments for debtcc points - November, 2005

19 years 10 months ago
Hi Shirley, We have sent your paypal payment. Following are the details: We would like to thank you for your contribution towards the community. Wishing you all the best. Regards Vikas

 

Did not know about validating debt until finding this forum

19 years 10 months ago
I have paid almost $3000 to them, $200 every two weeks, did not know about validating the debt etc until finding this forum recently, and have never received any documentation despite many verbal requests. Knowing what I do now with the suit against them etc I do not want to send them anymore money, but I'm terrified that if I don't this Friday (I send it every other Friday by MoneyGram) that they will start their harassment again and cause all kinds of embarassment and problems for me at work or even call my family....can anyone advise?