Please be aware that it is illegal in both Canada and the United States to ask for money upfront for a loan. Please do not send in the requsted money as you will receive absolutely nothing in return. If you have sent in money or personal information, please read below for more information. *Important* - although these fraudulent companies are asking for upfront money for 'insurance reasons' or 'in order to get the money across the US-Canada border', it is still illegal, and you will not receive your loan.