Hi, I was divorced several years ago and in the judgement the credit card debt was to be split 50/50 with me and my ex. Well, since then ALL the debt shows up on my report. I have told the agency's about the judgement and they tell me that until the full amount is paid off it will remain on my report, even if I pay my half of it all. My ex has no intentions of paying any of it either. One of the cards was issued to my ex when we first got married. I was still 17 at the time and he had my name put on the account and it is shown as my debt too.