Can anyone tell me how entering a debt consolidated program affect my credit score?

I am reciving strange calls from out of state numbers and this one was a guy saying that his name was Josh with BME and the number was a MN number and I really don't know who these people are the number is 612-788-3631 does anyone know who this company or person is?I need to who this I left a message but noone has called me back!But does anyone know who this number is if you do please let me know!

Does anyone know who owns this number 1-866-925-2036 I called it back but it has a automated system picking up and the lady says welcome to account now so if anyone knows this number please get back to me! Thank You

i have bad credit and a judgement how will i ever over come this. iam only 29 and scared to death i will never have anything.some of this bad credit is due to a divorce. can you help

Helo,,i recently were involved in a traffic crash in france,,but i was only a us citizen visiting the country..i cannot pay the 8,000 hospitla bill.can the french hospital effect my us credit report.tks

I got a call from First Credit saying they got my FSM loan from Ellis Crosby and want payment. It was 480 and they want 650... why? should I pay this whole amount? I can't pay until November because of being behind on house payments. Will that be OK? Should I first ask them to send it in writing?

On Thursday I got a call unknown from a payday loan company and I didn't answer so they left a message on my answering machine looking for my friend cause she gave them my number as a contact number so when they called the message said this: This is dave calling with important infrormation about your account it is urgent that you get back to me 5:30 p.m.

I have paydayloans that are out and I haven't heard anything in the mail on any of them!Could there something be wrong or are they gonna prosecute what should I do?They use to send me letters in the mail all the time now I don't get any letters in the mail I am scared cause I don't know what is going on!Isn't there a way I can find it out what is going on with these payday loan companies?

I paid off my account and now they are saying i owe them more money. What do i need to do?

I would like to talk to someone about a debt consolidation loan. If I fill out the information requested and someone calls me, how can I be sure it is someone from your company and not a scammer trying to get my personal information?