Focus on the positive instead of negative do not allow yourself to be held back on your motivation skills we all casn say we are in some kind debt but it seems like it is hard at times to keep moving foward when we sometimes take one step backwards! By being a member of this debt consolidation community I have opened my eyes and realized that I have become more wiser and knowledgable through this community to listen to other members who are in the similar situation as me it is good to open up and talk about problems mainly containig debt! By a person not talking about their problems and just

My husband and I will be married two years in October. Prior to our marrying he went through a divorce. He now has credit card debt, a truck repossesed, he went into the hospital two months after we married, and we ended up with a 10,000.00 hospital bill. we want to clear our credit but cannot seem to find a way to to do this. Can you help us?

We live in a society of credit and to the consiquence of credit follows being in debt and the only way to be debt free is to not except a credit line.DEbt is a modern day slavery you have no control of your destiny. Example they do credit check in apartments,banks to credit checks and sometimes to have a good paying job they do creidt checks too! We can reduce our debt but we live in a world that everything needs credit unless you are the type that spends only with cash even with cash you have to pay thing! More money means more power but you can use your money to live below your income

I work nights and your offices are closed . i understand.

I just got my credit report from Experian. It appears they want me to 'buy' my credit score. Isn't that part of the report, and is it legal for them to charge for it? Also, could you briefly explain what the credit score means? Thanks.

Hi everyone, Its a very good news that Debtcc has started providing corporate debt consolidation services. Not many companies offer corporate debt consolidation services here. So it will be a great boost for the community. I had some good information on this topic to share with the community. Hope this will come handy for people who want to know more about how to consolidate their business debts.

I just heard that oil prices are expected to rise even higher as the Hurricane Rita reaches the gulf coast. Oh my god! Misery struck over misery. There was a time when 45,000 cars used to be sold in the United States annually for some reasons. But now, mostly 45,000 cars or above are sold in one single month mostly due to hike in oil prices. I was planning to buy a good CAR for myself…. Now, I think of buying a CYCLE.

What is the differnce between credit score and fico score Is myfico.com worth investing into, can it really help improve my score?

do school loans that you do not have to pay back now, (deferment) do these balance hurt you debt to income ratio?

Budgeting is nothing but a promise to yourself that you will not cross the lines that you define in your budget sheet. You can prepare your own budget. Though you can think out your own method, let me pen down what I have felt about budgeting. Step1: Calculate total income per month considering all possible sources. Don't forget your family contribution. If you receive a lump sum aid, allot it to all the months of the academic year. Step2: Calculate your monthly expenses. Here you should be selective.