I had a talk with one of my friends and he was narrating the experience he had with one of the credit bureaus. He pulled his credit report from the three credit reporting agencies, Equifax, Experian, and TransUnion online. At the end of the day, he again ordered for a credit report from TransUnion for some reasons. He was amazed to see that when he ordered for the TransUnion report online from Myficoscores, the score displayed was 687 and few days back when he got a free copy of his report from the same agency(TU), the scores read as 654…..

I was recently contacted by allied interstate claming that I owe 771.00 to AT&T. I did pay the amount I KNOW I owe them. However, the majority of the debt happened when someone who was working for AT&T didnt know what they were doing and messed up my account, leaving me responsible. I was asked to mail a detailed letter of dispute to Allied to be forwarded on to AT&T on my behalf. I recieved a phone call 2 days later saying that AT&T did not agree to my dispute. I asked for a copy of the response. When I did this the rep began yelling and bullying me.

Both of us work, but there never seems to be enought at the end of the day. Somethings get paid and others do not and creditors are calling and harrasing us. At this point I am scared and feel as though we are drowing in debt. I try to get help and no one wants to help and have no where to turn. Please can someone give us any suggestions.

hi,can you get intouch with me by e-mails instead of phone call?

I am being sued by a credit card company. Can you still help me?

having a problem posting

I have several cash advances that are leaving me in a bind. i cannot afford to pay anymore. I thought of switching my checking acct number so they cannot draft anymore and just make monthly payments to them

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payday loan consolidation, settlement. How easy it is to consolidate one?

I didn't know you could consolidate a payday loan. I thought that's why there were called payday...and that they had to be paid back the next pay ?eriod. That no extra time should be needed? -Mike

Outsourcing Debt Collection "Debt collection task should not be outsourced." (Current Topic of the week : Suggested by bryan) HOW THIS WORKS:

• If you have a topic suggestion or request, private message it to me. Please provide a topic title (not too long) and a brief description of your discussion. I will then append it to the list below in the order in which it was recieved.
• Every Monday the Topic of the Week will be replaced with an item from the list below.

My fiance and I own a home with some equity, and are going for a re-fi w/ cash out. The best option we have requires me to raise my credit score by 20 pnts. How can I do this ASAP.