Hello, we are "Ayesha" and "Spirit" from L.A. We're hoping that you all can help us figure out what to do about Spirit's credit problems. Yesterday she got a letter from the law firm Zwicker and Associates regarding a debt to Bally's of $1141. It said that they had been hired by Bally's to collect the debt, but no suit or judgment has been filed. It also claimed that she had not paid "despite previous correspondence and communication from this office" - which is not true, she has never heard from them before.

WOuld someone please tel me what companies out there are legitimate in the area of debt-consolidation. PLease dont just tell me to work with company. I am going nuts looking for a legitimate company

what if i already have some debts in collection agencies? can you help anyways?

Credit card frauds are on the rise. It can be easily done when a person with notorious intentions goes through some trash and finds out your discarded receipts and carbons through which your account number is accessed. Once he gets your account numbers, he freely misuses it to make some of his personal purchases. At the end of the month, you get a huge bill in your mailbox about which you don't have the slightest idea. You are offered free subscription offers and free invitations to join the prestigious club.

When you speak out with the courage of conviction, people will follow you. It's a voice that everyone will be bound to listen. Some one tried that is the reason, today we have ‘zero' invented. Rome was not built in a day and someone really tried that is why we are the most powerful country in the earth and we are proud of it. We tried that is why we all are together here in this community. So speak up, folks those things which need to be discriminated. We should erase the bad things from the society. We can only start that when we can stand together and raise our voices.

I recieved a call today at work..from ellis crosby and assoc...would not tell me who i supposedly made a online loan thru!!Called my job..said emerg,,phone @ 800-491-8615..ext 227-mr prestly Said if not paid by 4p.m. today..police will come to my job and arrest me...still will not tell me name of company loan made thru,,,please help me

I am a landlord in Fargo, ND and need a credit report [and current address] on a tenant who trashed my property.

can anyone tell me the difference between the 15year statute of limitations on contracts vs the 6 year statute on accounts as it applies to ohio.

where and who are allied mutual brokers?

hi, i owe united capital bank(your cash bank) $780 payday loan, they threatened me with saying they would fax my work everyday with disgusting/horrible things until i agree on paying it off. i've really been good with them , but recently have been having money problems(husband laid off, car accident, etc.) that i'm not able to, i'm waiting for our settlement to arrive and planning to pay it off, but they are threatening me that i'm getting really scared and have decided to work with them, but can they really do that if i don't pay them?