While pulling my credit report, I noticed that there are 4 entries that culmonate from Target NB. An account had been opened with Target (without my knowledge, I have disputed this) and then it is sold to Asset Mgmt (only hitting 2 credit agencies) and AAC (for the 3rd credit agency). As I go on down my report, it shows LVNV opened it in 9/2011. I have disputed it, ask for discovery where I ask for this account to be opened and dealt with the rude phone calls, etc. What can I do???

I am being sued by them for an old credit card totaling $2300. I opened the account in Ohio, and have always lived in OH. Their affidavit of sale, that shows that CACH, LLC purchased the debt from GE Money says that 'the following statement pertains if the debtor referenced above is a state of California resident'. Um, I have never lived in CA. I cannot affort a lawyer and have to file an answer with the court myself. I feel like this is significant-why would they have to lie? But I don't know HOW it's significant.

Below are the Payday Loan Companies I received loans from, as well as the amount of the loan, my monthy payment, and amount paid already as of today. 1st question. Are these companies legal in Illinois? Mambo Cash, loan amt = $500, payment =175/month, $875paid already Plain Green Cash, loan = $900, payment=134/month, $134 paid already Holiday Group, LLC, =$300, = 90, 180 paid already National Payday Loans/CK Marketing, 300, 90, 270 Kenwood Group LLC, 250, 75, 375 paid already

Hello, I am almost 60 days late on my Capital One. Reading these forums, it seems that Capital One is one of the toughest banks to deal with on settling. I have been ignoring their calls (averages 2 a day). Should I call them when I hit the 60 days (7/19) or wait longer to offer a settlement? Any tips on those who have been successful in settling? THank you,

I currently have 7 pdls i need help with. The laws in louisiana are tricky and Im confused. united cash loans- $300/paid over $500. Mass street group- $300/paid over $500. Cash central- $500/paid $125x2 for interest. it's my payday- $700/ paid $175x2 for interest.

Hi all, Looking for some information on Payday Loans. I live in Illinois, and have read the laws, etc. I am to the point where I opened a new banking account, and will be closing the account that they withdraw from every 2 weeks as soon as a couple checks clear. I am working on payment plan offers to send to the Payday Loan Companies. The one's I have loans from are; Mambo Cash Loans, Plain Green Loans, National Payday Loans/CK Marketing, Holiday Group LLC, and Kenwood Services, LLC. Any experience with any of those lenders? Any advice. Thanks so much.

I just got a letter from these people telling me that I owe 1200plus dollars to this company that I don't know. And this letter also stated that I need to submit a list of all my assets.I want to know how to get rid of these people.

Is a lien placed on your hose show up in the court house where you live

I don't understand why this is here. Says it's a charge card, and I don't remember opening one. Says the account is still open, and if I did open it, I want it closed. How do I go about closing an account when there's no contact number and only a partial account number given on the credit report?

I live in New Jersey and I have about 7 payday loans one of which I got only last week. They break down like this: (Lender/ Date of Loan/ Loan Amount/ Total Paid) Money Key- 4/23- 300- 537.50 Archer Direct - 5/9- 300- 375 Ameriloan - 5/23- 200 - 240 AdvantageCash Services - 6/14- 450- 270 ItsMyPayDay(National Oppurtunities) - 5/24 - 800- 700 OneClickCash- 6/18 - 250 - 150 St Armands Group- 7/11 - 300- 0 I am closing my bank account after I get paid this week. Any ideas what I should do after that. Is it safe to open an account at another bank and have my paycheck deposited there?