While pulling my credit report, I noticed that there are 4 entries that culmonate from Target NB. An account had been opened with Target (without my knowledge, I have disputed this) and then it is sold to Asset Mgmt (only hitting 2 credit agencies) and AAC (for the 3rd credit agency). As I go on down my report, it shows LVNV opened it in 9/2011. I have disputed it, ask for discovery where I ask for this account to be opened and dealt with the rude phone calls, etc. What can I do???