does have a negative effect on your credit rating. are over the limit fees waived as well

My husband received a subpoena today from an attorney not a court on a vehicle that he turned in in 1996. In Nov. 1997 this attorney placed a judgment against his credit and now today almost 8 years later has received this subpoena stating that he must appear in front of a court reporter and give statement plus bring 1 years copies of bank statements. Has this reached SOL?

I am disputing an inaccurate item on my credit report from a creditor that states I was 60 days late. I have sent them two letters and I have received only one. The one states that the information is correct the other I have not received a response. I have sent copies of my credit report to Transunion. The first one shows the accurate info, and the other (two years later) shows the 60 days late. Without filing a complaint with the BBB or FTC, can I sue them for defamation. I may be turned down for a gov't job because of this.

Repayment plans available for federal loans....... The students are provided with different proposals to repay their federal loans. A borrower can select the repayment plan that is most suitable for his budget. This way the loan is paid off and a good credit history is obtained with the same shot. Three other alternative plans are there beside the standard repayment plan.

I've been reading the posts for a while now, and certainly appreciate everyone's contributions. I just faxed the cease and desist letter and am waiting to see if it helps. I, too, have been contacted by many of Ellis, Crosby staff and threatened with all kinds of horrible things, but they quit for a while. But, they've started up with a vengence yesterday, so that's why I faxed the C & D letter. What is the status of the legal action filed against them in Florida? I understand there was a hearing of some kind on the 12th.

anyone having trouble with asset acceptance llc?

I just wanted you guys to know that I did get a call from the info I posted on this sight. It was great! Not only did he call me but he gave me excellent advice regarding my situation. I really appreciate the help. I think everyone should sign up for the free phone consultation.

can you please call me?

In general when negotiating a settlement what can one expect to get. I am currently negotiating a settlement with Allied International over a credit card account with Bank of America, balance is 6200.00 and we are around 2000.00 now. Should I accept or decline. and on what grounds. I have heard of these companies settling for 10cents on the dollar. Thanks

How does your debt consolidation program work?