Why are student loans consolidated? With the rise in the living expenses, many people are going through the financial troubles in every sphere of life. Due to the rising costs in higher education, families are stressed having no options left. This results in borrowing money from friends, families and even from money lenders to meet the educational costs. Student debt consolidation programs have been designed to meet the needs of such students so that they don't have to take financial pressure while building their career.

very helpful in answering my questions. thank you very much.

I have two credit cards that shows charged off in my credit report. I have just paid them off to the 3rd party collection agencies that were in charge of those wo cards. I also have two letters from those two collection agencies saying they were paid in full. How can I remove the "Charged off" status from my credit report?? please help!

:( I have been noticing there are alot of folks looking for info on Plaza Processing. Could you guys do some sluething and see if they are an affiliate of a larger company? It would be great to have some contact info or a place to look further. I am anxious to pay my loan in full.I can afford to but have only been doing finance charges because I can't locate the info. Any help at all would be most appreciated. This is my last loan to be paid and I am anxious! Thanks so much.

can military retired pay and/or social security be garnisheed for credit card debts? If so, how much?

hello i just got a call from allied mutaul brocker, to get a loan but i didn't find them at bbb. how could i find more imformation

Hello everyone, this is my first post on the forum, so please bear with me. I have a credit score of 566 and was hoping to improve my score and the thoughts of debt consolidation came to my mind. If I do a debt consolidation, would it improve my credit score? How will it show on my credit reports? I have 4 accounts that are sent to collections. Please help, I'm in desperate need to improve my score. Thank you for your time. Lee

I've never heard of them, and have never taken out a loan or anything from them, they keep taking money from me!!!!!!!!!!!

Has anybody heard of this company? They just tried to take out $590 and I don't know who they are. I too am fighting with Ellis by the way.

I have been in the process of repairing my credit since graduating from College a few years back. I purchased a home last year and have continued to repair the hits on my credit report. I have nothing in collections, yet the items that I took care of already are still on my credit report. Are these items negatively affecting me when I apply for other credit? I applied for a card and it told me that I have severe deliquency which I do not. How can I clean up the remnants of my credit repair so that these items do not continue to hinder me. Thanks