The deal offered to us is a "likely" reduction/settlement of 40% of our cc debt, plus 15% commission, with the agreed upon payments clearing the debt in 36 months. The part that is awful to me is that our payments would go into a trust account, & only when they build up enough to negotiate settlement terms will the cc companies be paid. I am NOT behind, just struggling to meet minimum payments & getting nowhere near paying them down. My accounts going unpaid for months terrifies me. I am thinking that my credit would NEVER recover from that. Is this common practice?

how can i pay my bill online & how to make payment online on an existing account [size=2][color=darkred][clubbed two similar queries :Vikas][/color][/size]

I have recentley enrolled in a debt settlement program but have over $4000 in payday loans that don't qualify for the program. I work 2 jobs(one as a teacher)and my ENTIRE PAYCHECK goes to interest payments alone. I have fallen behind in my other bills. Does anyone have a solution? I've tried negotiating but everyone wants there money within 90 days (per Nevada Law apparently)Thank you!!!! :oops:

I'm looking for a 20k loan with a 5-6 year term to pay off all of my bills and my wifes bills including little petty amounts we owe here and there. We both have poor credit but my father who has excellent credit has agreed to cosign on a loan for me. What steps do I need to take or where should I go for this sort of loan?

Hi there, i wonder if you can help consolidate debts on american issued credit cards considering i moved to Canada recently. thank you

Your business has been calling my cell phone for several weeks now for and person who no longer holds this number. I have followed the instructions on the phone to discontinue this disruptive behavior, but your services have continued to bother me. Please find a way to discontinue this problem asap!

Hi everyone, Looking for a bit of guidance here. My boyfriend recently decided to sign a debt management plan agreement with Pinnacle Financial Management Corporation. His cost to establish the plan was $400, which he recently paid to this organization. He was under the impression that his credit cards would be paid off, and that he would therefore no longer be receiving bills from these two cards.

EXTREME OF ISOLATION: Two persons sitting side by side using messenger to communicate with each other. EXTREME OF HELPLESSNESS: Receiving no emails for a week. EXTREME OF FRUSTRATION: The email server being down. EXTREME OF CARELESSNESS: Writing a love mail and doing a 'Send All.' EXTREME OF ACHIEVEMENT: A person sending email to a girl wanting to become friends and getting a reply. EXTREME OF TIMEPASS: A person sending email to himself. EXTREME OF REPETITION: Forwarding an email to someone and receiving the same email forwarded back to you by so

can you consolidate a car loan into smaller payments and getting your interest cut in half

An educated debtor can solve most of the problems simple way avoiding traps and scams.