Hello, my name is TAmmy Rose, Ihave a situation that isn't exactly what your program deals with but hopefully you can direct me where I can get help. I got behind on vehicle payments and caused my bank account to go into the negative by ALOT to pay them, so to get it out of the negative I got SEVERAL payday loans, and now I am stuggling, the fees on those are so high, and I am in the naegative again.