Does using your service show on your credit report and lower your points to where you can no longer get a loan?

can I view the bill befor I pay

I want to conatct my credit card companies and get them to waive the interest and pay the balance overtime. I will use your form letter. My question is how do these letters effect your credit report. Dose one credit card company flag another?

Can a collection agency continue to charge interst rates after agreeing to a payment from a credit counselling agancy?

I am been looking into my debts since my divorce which has left me with about $15K in debt mostly cards, but one is a repo. I live in TX and do not have a home or a car payment, and I am thinking about filing CH. 7. I have a few mutual funds worth maybe $1K and a life insurance policy with a cash value of about $2,500. Does anyone know if these things are exempt because I have NOTHING elese to sell? I barely have money left over at the end of the month and CH. 7 looks good, but the word bankruptcy scares me. Anyone out there have any suggestions or experience in this?

i am about to be sued for a car i sent back can you help

1. While you are getting set up, do you still try to pay on your accounts? What do you do about collection calls? 2. Will you get further behind while everything is being negotiated?

Report from http://www.ftc.gov The three major consumer reporting companies are :-

• Equifax
• Experian
• TransUnion

As per the reports from http://www.ftc.gov They are phasing in free reports geographically through September 1, 2005.

Hi, As mention in the debt solution article at http://www.debtconsolidationcare.com/debt-solution.html there are various ways to settle your debts. According to you which one is more appropriate? It does depend on the situation. Please refer to the article for more details. Thanks Vikas

dos this use a loan to consolidate