Hi, my husband and I are looking at buying a home and we pulled up his 3 bureau report the other day. There is an old CA on there that used to harass us years ago. I sent them a letter that I wanted to deal directly with the original creditor and to provide me the contact information so I could do so. They never responded and have not contacted us since.
On his report however they are showing an open date of 2002 and that is wrong and they have now added on an account that says "refinanced" and opened in 2005.