I have been pretty careless with my Credit Card. I ended up maxing it out in 6 months. Luckily, my credit line was only 1500 but still 1500 is alot of money to pay back. I am a young man, only 20, and I don't want my stupid mistakes at this young age to haunt me for the rest of my life.
What can I do to get my Credit back on track? Who can I talk to? Who can I turn to.