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Need some Guidance on how to proceed w/paying w/o a payday loan consolidation co

13 years ago
Hi all, I have 2 pay day loans out that I'd like to get rid of... I have am pending a car repo and my utilities being disconnected due to these payments that I have to make these people every check. I talked to a a payday consolidation co today - Relief LLC - and some of the things she was telling me, didn't feel right. I asked her what if the loan provider does agree to deal w/them and some other questions about how soon it will start, she didn't give a clear answer. In addition, as I was talking to her, she explained how its done and it sounded like something I could do myself.

 

Thelma

13 years ago
I have two loans in minnesota one with Gentle breeze and one with Kingson, ? the money comes out as Sigma solutions from nevada. I took them out when we needed just a little to get by, 150 and 200. I have been payning sigma 89.00 every two weeks for about 5 months and gentle breeze 69.00 every two weeks for about the same time. I finally just stopped payment on them both and closed the account as we did move to another town and opened up one there. Next move emails to them?

 

Trying for settlement during hardship plan

13 years ago
Hi, hoping for some advice/suggestions on how to do a credit card settlement/payoff. I currently owe 48k to 3 credit cards. Citi ~11000 Account closed at credit grantors’s request Chase ~14000 Account closed at credit grantor’s request BofA ~23000 Account closed at customer request Debt is mainly from a failed business venture. My debt was initially 70000 but after negotiating with credit card companies I was able to enter into 60 month 0% interest payment plan with all credit cards, I have paid ~1200 every month for the past year and half.

 

Takhar Group

13 years ago
I too just received a call from these bozo's. They didn't even ask for a correct name. I am multi-lingual and my curiosity in the name "Takhar" was aroused, so I went to the Google homepage and typed in Define: Takhar Here is what I saw and you all can do it too... Thick accents and bad English...Is this a coincidence??? " Takh??r (????????) is one of the thirty-four provinces of Afghanistan. It was established in 1964 when Qataghan Province was divided... en.wikipedia.org/wiki/Takhar hmmmmmmmmm..... Something seems to connect

 

illegal pdls in ca. how to confirm and can overpayments be credit to current loan?

13 years ago
Does anyone know site I can refer to to confirm if payday lenders illegal? I have 2 I want to confirm: vandelier group and westgate group llc. I reside in California. I have used both of these lenders before and I currently have another outstanding balance with them. 300 each. If I don't make full payment of 390, loan gets refinanced at $90. Every pay period. If I'm correct I have read on forum that if illegal, one can request overpayments. About 2 months ago I was able to pay off loans. I incurred $90 on each loan and paid 390 on each loan following pay period.

 

Unknown Caller

13 years ago
yes i was woundering if u can help me find out whos calling from an unknown caller.

 

Help on PDL companies - so worried and scared

13 years ago
Hi there. I am new to this forum and I am terrified of the situation I am currently in. I live in New Jersey and have recently found out that obtaining online PDLs are prohibited in the State. I currently have (6) internet PDLs, some of which, I have already started paying interest only and some I have yet to pay starting July 13th (I get paid through direct deposit every 15th and 31st of the month).

 

Payday Loans In California

13 years ago
i live in California and have 5 payday loans that I have already paid double the amount in interest. What are the rules for CA? Where do I find the letter template that is mentioned in one of the emails? Also wondering why you can't call the bank and stop payment on the ACH's once the lender has been notified. Thansk for yoy help.

 

credit card debt

13 years ago
My husband and I have about 22,000.00 in credit card debt. My husband has medical issues and its hard for us to pay the cards. We have 4. low interest rates on 2 no interest on 1 until march 2013. It is VERY hard to get a loan or refinance to get out of this whole. Any advise?

 

Closing Bank Acct. vs. stopping ACH

13 years ago
Hello I have 3 illegal pdl's and I have sent off the letter's Via email. Now what is a better solution to my bank acct closing it or putting a permanent stop payment on these companies? I also heard they will try debit using another company's name. Thanks so much.