I am currently in debt 28k. I have been able to look at my credit report and see what I owe. However now I am not sure what to do. As I try to pay these cards and loans down the intrest just grows and grows. Should I consider a consolidation program or filing bankruptcy? I am only 26 years old trying to start a family in the near future. I don't want to burnden my fiance with my mistakes. My goal is to get the debt under control. Where I can pay every month and still live a normal life. Just with a debt much like a car payment. I am stuck know how to do that though. Any suggestions?

Hello does anybody have an email for Discount Advances/Credit Protection Depot? Thanks.

My parents just called me and told me that someone by the name of Alex Miller called and advised them that there are charges against me and that I will be served with papers. He would not give them any addtional informaiton. When my dad asked where he was calling from he said home. The number he gave my dad was 877-160023 which is not enough numbers. I have not received any calls at home, work or on my cell phone. Has anyone received a similar call from this guy.

what are my options? I am overloaded in payday loans

So I got a card in the mail today saying that Zest Cash is now SpotLoans. I am considering working with a debt consolidation company, so I went to gather the address. Turns out that instead of being independently owned and legal, now it is Native American owned. Am I responsible for the principle? Should I even bother to list this on debt consolidation or should I fight it, since they pretty much sold all loans to spotloans and became ZestFinance.com, to help lenders locate creditworthy consumers. http://www.spotloan.com/ Any advice would help.

My husband passed away on the 14th june after prolonged illness almost 2 months in icu. Credit card companies are calling me asking about the payments which i have no clue. I have not idea of the amount or whether he had any card as what ever card i could check in his purse was expired cards of 2008/9 etc. kindly advise me and also let me know my liability as i have not signed on any of the card or neither i had any ad on cards ratna

What are the PDL law's in North Carolina? I have set up payment arrangement's based on principal with one but have 3 to deal with. Hydra Fund III won't do anything for me and they say they are based out of New Zealand, I also revoked all debits made from my bank acct from them. Discount Advances I haven't dealt with yet and they say they come from Canada but they go through some place in Las Vegas called Credit Protection Depot. Also have Integrity Pay Day Loans and they plan to make a debit on Friday which I need to speak to them before.

Is the Anasazi Group a legal lender in VA?

I recently have gotten 3 payday loans and need to find a way to stop all the interest, Are there any legitimate payday relief companies that can really help me.

I had around 9k in credit card debt with Bank of America, got in over my head, they told me I qualified for something called a Hardship Program with FIA Card Services. I had paid it down to less than $3000 and I lost my job, lost my apartment, I live in a car and catch work when I can. I have not been able to make a payment since April 2012. I got a collection letter in the mail from some psycho collection company saying I now owe roughly $3500. Can someone advise me how I might go about getting FIA to settle with me ?