Many of you will consider yourselves lucky when you read that I am $55,413 in debt with 3 credit cards, and two personal loans. This has happened due to a lawsuit I was involved in after the ending of an 18-year relationship.
Before that, I had high credit limits on cards, but absolutely no debt. However, I had to use my credit cards to help finance the legal costs associated with a civil suit between myself and my now "insignificant other". :x
The interest rate on one of my credit cards has been increased to 28%, because they see me as a credit risk.