why is there something on my credit from you

I have gotten myself into some major trouble with payday loans, which seems to be a common refrain on these forums. I make a decent amount of money in my professional work, but even with my good income, I am finding that I can no longer keep up with these restrictive payment terms. It seems like I only have money right now to pay these loans and my bills leaving me with no money for food, gas, entertainment, etc. I feel like I am stuck in this debt trap and there is no way out. I reside in the state of Minnesota. Here are my loan balances and what I have paid to date.

is VIP cash licensed in the state of Florida? these are all internet loans that i have a consolidation company working on but i want to see if I am obligated to pay them all back.:confused::confused::confused: jhs 325.00 Star cash 195.00 lakota cash 390.00 idealgelt 505 payment dirtect 289.00:confused United loan 443.62 Eastside Lenders 200 Penn Credit 200 24/7 Green Street 300+

Is it possible for the to garneshir your social security check

Please do NOTE I a,m seeking an attorney advice on what I can do abt your Company. I told you several times I do NOT have any cook books other then what people have given me I do not go out nor buy them I do NOT appreciate the threat from you people abt my credit history IF I owe the dam thing then yes I would pay for it but I do not there for yes I am seeking an attorny abt this thank and by the way thisa I think is all u understand you want to be rude with me fine back at you please do make a copy of this for your dam lawyers because u will need it thank you again J. Davis MAD as HELL

I believe that CK Marketing is illegal from everything I've read here. I sent them an ACH revocation approximately 2 months ago. (Actually there were 3-CK Marketing, OneClickCash, and Ameriloan.) CK Marketing is the only one that calls me 2-3 times a day as well as my employer.

I had a payday loan through National Payday loan and after a lot of helpful info on this site I sent them the letter that stated in the state of MN their loan is not legal here and internet lending sites are still bound by MN laws. They sent the file to TPS Recoveries and the man that called me from there is very rude. They have been calling my work at least once a day for about the last month, this morning I called it back again and he was once again very rude.

are they licensed in Miami, Florida?

I made some online payday loans in 2006 about 2 weeks after I lost my job. The situation is this I am now working and they contacted me and I started payning them off. In May I was told that I could do a final payoff of $500.00..I called the to make arrangements and someone else told me $250.00. When I started to go with that and called the office ANOTHER representative told me it would be $450.00 At that point I closed my account and quit paying because I felt it was a scam. They will not send me any paperwork regarding the loan.

I have been discharged from a chapter 7 since 7/2010 and did not reafirm my first or second mortgage. My first has been paid on time but I have not paid the second since 8/2011. My home value is $109K and my first mortgage balance is $110 and my second mortgage balance is $41K. Today I recieved a letter from WF today stating; Due to inactivity, continued default and a lack of equity or monetary gain associated with the above loan-referenced loan, the loan was charged off. You may recieve an IRS 1099-C.