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Letter From Second Mortgage Holder

13 years ago
I have been discharged from a chapter 7 since 7/2010 and did not reafirm my first or second mortgage. My first has been paid on time but I have not paid the second since 8/2011. My home value is $109K and my first mortgage balance is $110 and my second mortgage balance is $41K. Today I recieved a letter from WF today stating; Due to inactivity, continued default and a lack of equity or monetary gain associated with the above loan-referenced loan, the loan was charged off. You may recieve an IRS 1099-C.

 

PAYDAY LOAN HELP in TN

13 years ago
My husband & I have gotten ourselves in some trouble and keep running into a brick wall. My 11-yr-old has developed some serious medical problems (Aortic Valve Leakage, Syndeham's Chorea - a form of rhuematic fever, & Chronic Migraine HAs). The medical became overwhelming a couple months ago and we needed help just paying the utiltiy bills so they would not be disconnected. We took out six payday loans (WHAT WERE WE THINKING?) ... but paid two back in full already. We have four remaining loans ... * The VIP Loan Shop - Orginal Loan $400 This one was not even authorized by us ...

 

Western Sky/Cashcall letter - basically they confirm their loans cannot be enforced

13 years ago
I have a loan with Western Sky ("sold" to CashCall). Made a few payments but did not pay the principal. Sent them a notice revoking ACH etc. They sent a letter in response. So I'm reading their letter and it looks like they are basically confirming Western Sky loans cannot be enforced, at least in my state. Here is what it says: "Western Sky is a wholly Cheyenne River Sioux Tribal blah blah blah.... Western Sky loans are initiated, approved, issued and disbursed within the confines of the Cheyenne River Indian Reservation. Western Sky is licensed with the Cheyenne River Sioux Tribe.

 

Advice on Dealing with Asset Acceptance

13 years ago
Ok, I was wondering if anyone would be able to give me some advice on how to deal with this situation involving Asset Acceptance and Fulton, Friedman and Gullace. I had mentioned it in a thread before, but didn't get too much information and I'm really started to get irritated with them. To make a long story short, I had worked out a payment plan with Asset Acceptance about 4-5 months ago to finally get my judgement paid off.

 

Ezpayday cash

13 years ago
Is EZPAYDAYCASH legal in the state of Indiana? I have a newer loan with them for $400, however, I recently paid off a different $400 loan and I paid a total of $1010 toward it.

 

payment to united Cash Loans

13 years ago
I have a loan from United Cash Loans for $300. I have so far paid one finance charge of $90, and closed out my bank account before they could take out anymore after getting educated on payday loans through this forum. Beginning yesterday they started calling me saying that I owe them $390 and I could settle in full by using a debit card or a prepaid debit card. Now I realize that technically I only owe them $210, but I recently was put into a position where I can pay the loan off in full.

 

is payday loans licensed in washington dc

13 years ago
Iam trying to find out if internet payday loans are licensed in washington dc

 

payday loans

13 years ago
hi i live in rhode island and i am late with my payday loan can thy put me in jail for this some guy keeps calling me telling me he is a lawyer from ohio and that if i dont pay today then i will be in jail tomorrow and he is going to call my job can anyone help with this please

 

Any luck getting refunds?

13 years ago
Hi, I have asked a few ?'s before on here and everyone was very helpful. So I closed my bank accounts bc I h e paid all the pdl's in full and I have written them all letters stating I need a refund. Has anyone ever had luck getting the refund??! Do I just keep writing the emails?? Thanks!!

 

Pay day loan

13 years ago
Hi i live in rhode island and i also have a pay day loan out and now i have someguy by the name of jay that does not speak good english telling me that he is with law firm from ohio and that he is going to call my job and also have me arrested for not paying the loan when im only a week behind on it can he do this to me i told him that i wanted his address and he gave it to me now what should i do he will not leave me alone