I live in Ohio, and I have a loan for $1500 with PayDay one. I want to work out a payment arrangement with them to pay off the loan, but they stated previously that they would only be able to work out an arrangement if the ACH was rejected by my bank (Chase). The problem is, even though I opted out of overdraft coverage, Chase still approved the ACH transaction and allowed the ACH to go through, overdrafting my account. I called and they said they were not able to reverse the transaction. Any tips on either getting PayDay one to work out a payment arrangement?

I have done my research on illegal payday loans and I know that the principal amount only should paid off. My question is do I HAVE to pay these illegal lenders anything? I am in over my head in debt and it would be nice to just forget about these loans and not have to worry about paying anything on them. Since the contracts are illegal am I obligated to pay back the principal legally or is it just a moral thing to pay them the principal back?

Can i face criminal charges for defaulting on a payday loan in texas?

So, I sent out all of my letters last night and here is the response I received already from one of them. ----------------------------------------- [FONT=Tahoma][SIZE=2][COLOR=#000000][FONT=Tahoma] [FONT=Tahoma][SIZE=2][FONT=Arial][FONT=Tahoma][FONT=Tahoma][FONT=Tahoma][/FONT] [FONT=Tahoma][FONT=tahoma]Thank you for contacting our customer service department, we have reviewed your account and find that there are a couple misunderstanding.

I have several payday loans from both store front and internet. I am a single mother of two kids and can barely pay for all of the necessary bills because of how much they charge me. Can anyone give me any advice on how to lower these payments?

I live in Houston and I was just served last night with a lawsuit from this Michael J Scott on behalf of Discover. I don't recall receiving anything in writing from him but have received automated phone calls from his office. Is it too late to send a certified DV letter asking for verification? If it's too late, what are my other options?

[COLOR=black]Here is my story in a nutshell: We put up our house for sale in 2006. In 2008, we got divorced. At the end of 2010, my ex-husband filed for Chapter 7 bankruptcy. He did NOT reaffirm the house. I had to stop making payments as I could not afford to live there without his share of the mortgage payment. Another reason was that for each buyer I did have on the house, the mortgage company refused to look at the offer because I was current on my house payments. Crazy, but true.

I have several online pay day loans and drowning in paying them back. although i have paid most of them back double what I borrowed with the fees and interest. I looked into a debt consolidation and they told me to close the account that these places have access to, and that scared me, Cant they file law suits against me for non-payment when the next payment is due and the account is closed??? Help what do I do??

i was contacted by MRS associates collections about i debt i have. after talking to them i was offered to pay three monthly payments and that would settle my debt. now that the three months are up and each payment has been made they are saying i still owe them $400+ what do i do?

What happens to a person in Nv. that can't pay a payday loan back?