I took out a payday loan from a lender located in Delaware. Even though I have sent them emails telling them they are not licensed in my state, they are still saying since I have electronically signed online, i am still responsible for the loan. I have paid almost all of the principal and sending them the last $25.00 this Friday. Can you tell me if I need to worry about this, their collections department is calling and sending me emails. What are the laws regarding this?

I did not open an account my identity was stolen

So today, I closed my bank account, sent revocation of wage assignments and garnishments to my employer/HR, and sent emails to the 3 companies I have PDLs with. USFastCash $300 paid $480 USFastCash $300 paid $90 500FastCash $300 paid $0 PlainGreen $500 paid $0 All are tribal and illegal in my state of Indiana. I filed a complaint with the AG in Indiana for USFastCash but haven't filed anything back yet for the 2 because I haven't heard back or made a payment to them yet. I received the generic 'thank you for your email' blah blah from all 3 but no actual response. Anything else I need to

Thanks ladies. I did send all the letters in one fax and I called and did a follow up. I love this board!

Hello. I am trying to clean up my credit report and it is still showing that I have an outstanding judgement to palisades. I paid this judgement off years ago. How do I go about getting the proper paperwork so I can forward this on to the county office?

anyone have any luck with cashcall or western sky?

I had electronically signed a loan document online with Archer Direct. I have sent them the unlicensed letter and cease and desist letter. i have told them that they are not licensed in the state of Florida and that I am only paying them the principal of the loan. Their collections dept. send me this email. Please let me know if this is legal. "They are an online company through Delaware, when you signed electronically you agreed to a contract as an online customer through Delaware law, Your loan received from their company is in fact legal.

I have several payday loans out right now. im getting one to pay off the other. The payments are taking up the majority of my paycheck. I feel like im drowning.

I am dealing with Leading Edge Recovery Solutions and I have been paying faithfully adn I am almost done. I called Leading edge to see if I can schedule tow payment which will pay my account in full but I will skip one month's payment. They are giving me a really hard time. I have done this with other collectors without a problem. What is the best way to go about this?

Hi, I'm a single mom of 2 with no child support or income. I have been living off of financial aid and also credit cards which now are maxed out and amount to ~$30,000. I am now applying to med school and am thinking of filing for bankruptcy. Are student loans for medical school dependent on good credit? Would filing for bankruptcy cause me to be denied for school loans? I'm scared and don't know what to do. Please help!