Hi. Thanks for providing this service.
I racked up about $130,000 in federal loan debt in grad school, then fell in love with a European and moved to Germany. We're married, and are legal residents of Germany (though I still have my US passport). I can't use my degree to work there, as the licensing is completely different, so I can't pay off the loan as I'd planned. I know they can garnish wages and such, but the only work I get paid for in the US is from occasional consulting stuff which is paid directly to me, and I file taxes on that, so there's no tax return at the end of the year.