I have payday loans from Integrity Payday Loans, Plain Green, and United Cash. All from the internet...are these legal? Integrity I owe them 390 for payoff, Plain green is 1400.00 payoff, and United is 585.00 to pay off..... :-( I want to shut the checking account down and get a new one, but I am so afraid of them suing me.....They are taking all of my money and I know it is completely my fault, but I am sinking and cannot swim!