I live in alaska and received a 600.00 payday loan from AdvanceMeToday. I have paid 1858.00 currently. I sent them a letter stating the laws of alaska and asked them to consider this paid in full. I received the following reply: Please be aware that this is a St. Vincent company, St Vincent and the United States are both parties to the General Agreement on Trade in Services, a treaty which specifically permits companies in one country to make consumer loans to citizens of the other. Under the treaty, we are only obligated to follow the federal laws of the United States.

I need a phone number where a eral person answers for ge capital retail bank in orlando. I have been calling for 2 weeks and always get recorded messages with no operator assistance and then the call ends. I'm having problems making my payments now. Could someone please get me a live person so I can talk to them Thanks

Has anyone done business with Federal Interest Savings out of Apache Junction, Arizona? Please advise. Thank You

I know a cso is a credit service organization, collects information and submits to another company for a loan. I also know they are supposed to be registered with the secretary of state. They do not have to follow payday loan laws and aren't regulated. After research and asking I was told that PayDayOne is a cso. If so, they are not registered in Louisiana according to the database. Their paperwork--loan agreement and federal truth-in-lending disclosure says PayDayOneof Delaware, LLC dba PayDayOne. They are registered in Delaware under PayDayOne as a payday loan lender.

Your help is appreciated. Details on credit, note odd detail between Reporting Agencies: 3 accounts all opened 03/2008 1) ECMC O.C. "07 Citibank ELT SLC" Balance 3675 Reported by: XPN, EFX, TU Acct # end: 0001, 2) ECMC O.C.