Ok I cancelled my bank account. I did not send a ACH revocation email as I had no email addy for Payday One! They sent this email and I am unsure of how to handle this! I don't have $300 to send them! Heck I don't even have $100 to send them right now! I'm playing catch up with my bills right now! Do I still send the ACH revocation email or what? Please Help! I'm not calling them! The account is in my husbands name and he will only hand me the phone to talk! I'd rather just do this in an email!

Hi, I thought I'd share my success with fighting Magnum Cash. I don't know that they will refund money, as I caught my situation early enough. Hope this helps... [FONT=Arial][COLOR=black]Dear Mr. [/COLOR] [COLOR=black]We are in receipt of your email dated May 31, 2012. In our prior email it was explained to you that International Cash Advance, Inc. (ICA), doing business as Magnum Cash Advance, is a British Virgin Islands (BVI) corporation. No solicitation or advertisement was offered in Illinois by ICA.

http://www.debtconsolidationcare.com/paydayloan/internet-lending-in-50states-9.html I am really confused and frustrated! The Office of Financial Institutions has said that Internet PDL's do not have to be licensed in Louisiana or Regulated. Yet in the link above, it says that internet lenders have to be licensed. PLEASE can you PLEASE, I am BEGGING HERE. Give me the details on how you found this out?! I'm trying to get us out of the roller coaster my husband put us in and we can't afford!

I filed a complaint about illegal payday loans with the state of Maine. And their cheif investigator (Lawyer) sent letter to each of the payday loan lenders that I had. I hope this helps with getting a refund in the extra interest or at least a PIF. I also sent ACH letters as well. Will this help?

I'm not comfortable with the removal of our authority to delete and/or edit posts that are older than 15 days. Here's the reason: We have several "sticky" posts here that need to be kept updated. I've been struggling, trying to complete the PDL laws of the 50 states and now won't be able to simply go in and update that thread? I'll have to do the whole thing all over again, whenever a change is made?

Just found out its illegal in North Carolina also so how did i get the loans in the first place??? Can somebody please help me to see if I am Liable or not.... Thanks so much!!!

Anyone know great plains e-mail address?

I live in West Virginia where paydayloans over the internet is illegal. But i used a North Carolina address and a West Virginia phone number and Bank information. How much am I liable for??:confused:

i have student private loan that is with collection attorney there are three loans which they refusen to consolidate. help

I recently received a bounce check from my client. It seem that he is not willing to pay for it. What should I do? I browse the net for some info and I stumble at this http://www.echeckcollect.com website. It says that I have to hire a check recovery company. What does that mean? I think the info there are useful but I cannot understand the whole thing because its just too technical. Can anyone explain what Electronic check recovery is? The website tells me to use that. I'm hoping that somebody will drop a reply in my question. Thank you.