I have 4 payday loans in new jersey im told they are illegal and im only responsible for the principal balance but i look at other forums and they say that this is not true who is telling me the truth here because i just closed my account stopped the ach debits and am on to the next step of contacting them someone please clue mean in on whats next!!!!

Hello, 53 yr. old 100% disabled cardiac patient. I borrowed $200 from VIP Loans last Nov. The payment was $75.00 a month. My daughter needed the money at college and on a fixed income it's all I can do to help her through college. I made 6 paments at $75.00 and paid it off. That's $450.00 for a 200 dollar loan. Not real smart but beggars can't be choosers. Recently, last month, she needed $300. I contacted VIP loans again. I said I needed $300.00 on the same terms as last time. Roughly $37.50 per 100 dollars borrowed for 6 months. or $102.50 a month.

ihave a car that i owe 8000 how can i keep my car am 4 payments behind

I took out a loan with zip19 late last year and due to some other bills I had made no payments. Just last week, the payroll mgr of our company asked about a request she got from them with my agreement of voluntary wage garnishment. Fortunately, she said she won't do anything unless I let her know. Can I stop them for garnishing my payroll?

am attorneys office just contacted me on a paydayloan that I had about a year ago.adgo stop paying them because they were taking too mich out of my check.so I changed my bank account andy closed the old one and now they are ttrying to threaten. me by sending the sherrif to my job or to my home what shall I do?

I keep getting phone calls at all times of the day everyday for months now. Well today I got a phone call at my new work number. I have no idea how they got it but they said I took out a Payday loan for 400 in 2009. I did but I thought I paid it back and honestly cant remember. Well they are saying that my case is in an ATTY's office and charges will felony for millicous intent. Can they really do this?? I live in Texas

I live in Virginia and have been reading on these forums on how to deal with the way too many PDL's that I have gotten myself into but have run into a little bit of a snag. Cash Net USA, located in Chicago, IL. states that they are not a PDL but a line of credit. Admittedly I have consistently paid and taken more, paid and taken more and paid and taken more without fully paying the amount down to zero.

So i am a Canadian that moved to the US with my family. We moved our family business from Canada over to US due to "promises" from the governor that we will get our green card and eventually expand. Well despite having a business we still never got our green card 6 years later and now we have to go back to Canada with nothing pretty much. I am around 3500$ in credit card debt and can not use the remainder of my money to pay it off as i need to use it to survive and go back to Canada to find a new place. Now can they come after me in Canada if i dont pay?

this account was paid for from my bank- pls tell me the institution that made the charge- was it a retailer or a car company? ACCOUNT NUMBER REMOVED FOR SECURITY

I am trying to figure out the difference between the two, as I live in AZ and payday loans are no longer legal so they have title loans and registration loans. I don't understand what the difference is. My husband and I have 5 registration loans total, there is nothing on my title that shows any of them as a lein holder other than the finance company I got my car from, my question is what will happen if we don't pay? We can't afford it as I am off work due to illness and with the cost of my meds and now no insurance we can't afford the payments any more.