Same story as a lot of poster here....
Borrowed $1500 from Western Sky, they took $500 off the top, sold it to Cash Call. I live in AZ
I have paid $2300+ with 8 months remaining. $166.94 each month since Jan of 2011.
I filed a complaint with the FTC, AZ attorney general.
Cash Call did respond to the letter from the FTC, with the usual legal mumbo jumbo, tribal lender, etc. But offered to reduce my interest to 35% or settle for a lump sum of $550.00.