Hello everyone,
I was wondering if someone could answer a question for me. I received a letter on May 05, 2012 from First National Collection Bureau who is trying to collect from another collection agency (I think they sold off the account to FNCB) named Jefferson Capital Systems LLC who was trying to collect for the original creditor Bank of America. This debt, I believe was on an overdrawn checking account and I received a letter stating that I could pay the debt off at a reduced price of 60%. The state of limitations in Massachusetts is 6 years to collect.