I am a CA resident and I too was fooled by "Advance Me Today" or Lenders International. My original loan was $500. I have paid a total of $650. I would have been ok with that had they not turned around and asked me for an additional $850. So far, I have filed a compliant with the FTC and BBB. I will also contct the PDL with a letter.
Here is the address for anyone who is interested.
:lol: hello there I received a loan for $400 and they debt my account 5 times for $120 which is more than the amount I borrowed .then I closed my account they still calling about a loan I already paid off.What can I do to received the xtra monies they debt from my account
Burlington County Courts put in a judgement by palisades. I have not recieved a letter or anything stating that i need to appear in court. I do no that the suppose to send a certified letter and reg mail letter. neither one. still do not know what it is about. I do i get this off my CR?
I am in Ohio and I have 3 pay day loans . Two are bi weekly and 1 is monthly .
National Cash Advance -558.34
Cashland -546.18
Express 704.00....The Express loan is on the Insight card but I do not have direct deposit set up through the card . I pay back on the 3rd and reborrow the same amount .
I talked with someone who said I need to close my checking account and open a new one at a different bank but I have a loan through my credit union that I have to have a checking account for so closing my account is not an option .Plus I have direct deposit at my credit union .
These are the names of the pay day loan companies and how much i borrow cash call 2556,ace cash 800,pay day one 700,check n go 2500,cash net usa,1600,cash direct 700, sure advance 500. Ok can anyone tell me are these loans legal in ohio,and what should i do ?
I just opened an account with PNC Bank without any problems and I am still in the chexsystems at least for another 2 years when they will fall off. Free checks came as a part of the checking account promotion that they had so I let them order checks. I just got my checks today and noticed that they are through Harland. Is Harland one of the affiliates of chexsystems like deluxe. I have only had this account for 2 weeks and now I'm afraid I'm going to get a letter stating that they are closing my account because I am in the chexsystems.
Hello,
I have corresponded with my bank regarding revocation of ACH for illegal payday shops. Their response was "We cannot do that on our end. You will have to deal with the payday cos yourself. " I referred to them the state's payday laws and my right to do this, however, they still have held to this line. I spoke to a manager of the bank.
What is my legal right to do this?
thanks,dhl:(