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Can't Pay What I Agreed To

13 years 2 months ago
I sent certified letters to my payday loans agreeing to pay a certain amount each month, however, I cannot pay what I agreed to due to financial hardships. I can pay a lesser amount. Questions: What can and will they do? What should I do?

 

DCS Collection agency and studen loan

13 years 2 months ago
Can Department of Education garnish your money if you don't pay DCS collection agency ?? please help

 

Private Student loan question

13 years 2 months ago
Can a privet student loan be attached? I have 5 children and was hit hard by MS. I have a hard time even walking. I am paying on the loan right now the bare min but there are a few more with the same co. I can't pay on any more of them or we won't have a place to live. Worried mom

 

Send ACH then close account

13 years 2 months ago
I live in TX - can someone help me? Since my Chase account is in the negative, can I still send out the ACH revoke letters and then close my account Friday morning after my direct deposit hits? It's too late to stop my direct deposit... Help as I'm not really sure what to do.

 

debt consolidation

13 years 2 months ago
my credit is good but im tired of the high interest multiple payments etc what is the best financial institution to help

 

Pdl help quick

13 years 2 months ago
I called Chase Bank to discuss closing the account, they told me to come in. I am negative in my account and have a direct deposit coming through in two days. They won't let me close the account until it's in the positive. Do I send my revoke ACH letters out to the lenders today (a few of them are legal and registered in TX where I live. Here is the list: -GoCash.com -ACE Cash Express -CashCentral -CashNet All were done online. The rest I looked up and are illegal. HELP QUICKLY...ANY IDEAS ANYBODY?

 

Pay Day Loan HELL!!!!!!!!!!!!!!!!!!!!!!!

13 years 2 months ago
I have two pay day loans out right now, one in which I have defaulted on which is 417.00 including the fees from the returned payment, if I dont pay they will assess a wage garnishment there internet based and the company is called ZIP19. My other payday loan is with an internet company MBS loans, which 250.00 was borrowed on 4/12/2012 I have paid a total amount of 190.00 (loan renewal fee of 95.00). I want to end this trap for once and for all, what would be the best thing for me to do?

 

validation vs. SOL

13 years 2 months ago
Rec'd. a letter from a JDB(CAP. MGMT. SRVS.) regarding an old credit card debt from the 1990's. They offer to accept 20% and call it even. This debt does not appear on my credit report. I have not done anything in several years certainly beyond SOL limits in TX (4 yrs.) Do I send validation request or SOL letter?

 

Just received a call from McCallahan and Associates

13 years 2 months ago
So, I too, have received a call from a lawfirm named McCallahan and Associates regarding the Pay Day Loan Yes company. This company is the one that said they would sue me for fraud. The loan was for $350, and they took 2 payments of $175 out of my bank account (1 payment each month). The guy from Payday loan yes would not send me anything in an email or mail about how much my balance is. Now McCallahan is saying that the loan due is $1,688. When I told them I could not pay the settlement amount of $875 the lady simply hung up on me. Doesn't seem very professional for a law firm.

 

bank account garnisment

13 years 2 months ago
I had my bank account garnished but I took all the money from it before the order was served to the bank, what should I do?