I am being harrased by a collection company for school loans. I offered to pay $50 a month and they wont accept. The girl said I can pay $95 a month or I will be garnished. I am on state assistance and barley making it. There is no way I can afford this. Adding the $50 a month is pushing it. If I am willing to make a regular monthly payment do they have to accept it? Are they able to garnish knowing that I am willing to pay all though not the price they laid out for me. I live in louisiana

where do I find if the companies are legal and where do I find the laws for DC: Cash Jar Sure Advance Dollar Quick Cash on Wheels Plain Green Pdlnow.com Viploanshp St.Armands Dollar Premier Ashland enterprize Westernsky please help

FIA card services changed my account without notification. Is that allowed??

I made a stupid mistake of taking out multiple payday loans. I live in the state of Maryland and I have 3 payday loans. The are Ideal Gelt $500 plus $150 interest (I've paid $300) MB Marketing $250 plus $75 interest (paid $75) Shoreline Online $250 plus $75 interest (paid $75) Are any of these lenders legal or CSO's? At the rate I am going if I pay the interest every two weeks I will be paying them a total of $600 a month on interest alone and I can't afford to pay them off.

I made a payment arrangement with my bank to pay a credit card on a monthly basis. Due to someone forgetting to change a code, (according to someone at the bank's recovery department), this debt was accidentally sold to Beaudreau. They started calling me three to four times a day, trying to get me to pay. I did not answer their calls at first, simply let them go to voice mail since I did not know who they were or what they wanted. Finally my son answered the phone, and passed on the message, and I called them back.

what is a vd letter and how should it be worded?

Hi how are you? I got a call from a woman saying i need to sign a certified notice of intent to appear in court for an indpending litigation. Its a claim being filed against me. 2 years ago i took out a loan from Ace or some place like that and I was unable to pay the full amount back due to going through some horrible personal problems. The amount I cant even remember. I do remember paying on it but I dont remember what the final amount was. So i called the toll free number andThey said i either go to court and pay $1900 which includes fees or settle and pay $1000.

i wanted to now how much i still owe on my loan

Has anyone worked with the company Professional Debt consultants. If so, how did it work out?

I have about $25,000 in debt on 3 cards. I am considering using a company called Debt Reduction Services, Inc. They advertise that they are nonprofit and that they are A-listed with the BBB. I would have to pay a $40 fee, $578 a month for 5 years. It will be very hard for me to pay that amount but I have to figure out a way to make some progress as all I can do is pay minimum fees right now. I would really appreciate any info/advice. Thanks (I'm a single mom, not high income)