Hi there, Some background: I had some payday loan issues a few years ago, you can read up on the history in these threads: http://www.debtconsolidationcare.com/paydayloan/dealing-with-pdls.html#365537 http://www.debtconsolidationcare.com/paydayloan/about48532.html?nojs=1 I know about half of my original loans have been eliminated for sure, but every once in a while, one of the hangers-on will try contacting me t

Great info here in the forums. I live in Massachusetts and took out a loan from sureadvance for $700. To date I have paid back $1120. I followed the advice on these forums because they are not a licensed lender in MA. I recieved a reply today from them and need to know how to answer them. From: Candice D. Loper@sureadvacne It appears that you may have misunderstood our terms as we are licensed in the state of Delaware. Your loan request for money was applied here in the state of Delaware via the internet.

I have an internet pay day loan that I'm 2 payments behind on. They do not have access to my checking account. Rather than the loan defaulting, though, and collection action taken, they're just letting the missed finance payments accumulate as late charges. I've never seen this before - can they do this? I'm in the process of putting together a letter of intent for the principle, but the thought of the finance charges rolling on top of each other has me a little freaked out. It's Action Payday Loans and I got the first one while in Arizona.

I'm not sure if I am in the right place let alone the right topic. I have an issue. I bought a truck in mid march. I paid a total of $2500 down on the truck by paying $2000 up front and $500 2 weeks later. Well mid April I had some unexpected things come up and wasn't able to adhere to an agreed promise date. So naturally they came and picked up my truck last Thursday night. So this has put me behind a little more with barely having transportation to work since the work I do requires to traveling to peoples homes.

Hey, I got home from work last night and there was a voicemail on the home phone, a number I don't give out(I did have a couple payday loans but I would never give my home number because my family members would investigate). The loans are from January, I paid most of the principal amount but they were knocking me with the fees + bank fees from not having enough money to pay back, so I did what this website suggested, closing my bank account, writing each a letter stating they can't take money and to contact me for payment, etc since the loans are illegal in MA. No one contacted me!

My husband just received a summons recently for a $1600 debt through Citibank filed by Frederick Hanna. We are not sure about the debt to begin with, though if we actually owe it we'd like to settle if possible. The guy serving it said go to the magistrate within 30 days to fight/explain our situation and chances are no one will show up for the other side. My husband has tried calling countless times without reaching anyone and no call back. What should we do? Obviously we don't want a default judgment against us.

How do i find which payday loans are illegal in Texas.

are these guys for real, send $998 for a $10,000 personal loan to a lady in Canada to insure this loan, how foolish do they think people are?

today i got a call from an 877 number - lady stating she was calling to verify the last 4 digits of my social ( which she did have correct ) she then stated she had to verify information because my "case" was being referred for court summons - i told her that i didnt know of anything being in collection to that point - she said " no one has contacted you about this ?" and i said no -she put me on hold for about 4 minutes and i had to hang up because i was at work - she called back and said she wanted me to talk to the legal division and left the 877 number and then said "good luck toyou" i c

Self-employed with variable month-to-month income. Unexpected recession effecting my incoming combined with some overspending ends me up with $115K in credit card debt (6 cards, half business, half personal, interest rates varying from 8-24% - average out to about 14%). I was hoping for a faster economic and personal financial turnaround but it has not happened. I have a long standing history of many accounts with no negative items on my credit report.