hi im 21 and have alot of debt ive recently recieved a summons to court for failure to pay council tax and im also threatened with court by other people too im in a rut i dont know where to turn i dont own my home or have a car but i do have 2 small children i dont work but my partner does i dont recieve any benefits and im totally lost of what to do my court case is next month and im going to claim bankruptcy but i dont know where to start i just need to know what to say and do when i get there and can i claim bankruptcy when someone has taken me to court