If you live in Maryland, and you have been contacted by the following debt collectors:

Midland Credit Management
Midland Funding
Midland Portfolio Services
Encore Capital Group

TELL THEM TO CEASE AND DESIST IMMEDIATELY AND CONTACT YOUR STATE ATTORNEY GENERAL, AS WELL AS A LAWYER AND SUE THESE CROOKS.

It seems that the state of Maryland has just issued a complete cease and desist order against these CA's.....due to their massive history of illegal tactics that violate boty Maryland and federal laws, the state has told them that they are to cease all collection efforts IMMEDIATELY in their jurisdiction.

Further, you may want to speak with an attorney, because this information proves that they acted so far outside the law that you might even have a good case to get your money back! For more details on this one, go to www.budhibbs.com and look at the main page, it is right up top. Both the complaint and the ceast and desist order are there, in .pdf files, for everyone to review.