I have two loans out right now. Check n go $540.42 and Checksmart $687.50. I am in Ohio. I didn't pay when they were due two weeks ago, they sent the checks to my bank and were sent back, and they offered to let me pay half this week and the rest next pay, but I cant even do that. I told them the best I can do is split it into 3-4 payments but they tell me they cant. I am more than willing to repay my loan but cannot do it all at once, or even half to both companies at once. I am more than willing, and could afford to pay them bi weekly and pay off in four payments. They call me constantly but tell me they cannot do that. What do I do? Ignore the calls and deal with the consequences? Show up at the store with what I can afford in hand? I simply cannot afford to continue to let my bills suffer while I pay these companies $250/mth to let me keep my money. I do accept full responsibility that I took the loans out, but I just cannot pay them back in full and walk away or nothing else gets paid, no gas in the car, and no food on the table.