If the lender is licensed in the state, then 'yes'.

Who are the lenders? How much have you borrowed?

Let's move this to the payday loan help section so more people will see it. Provide us with more info so we can assist you. Click the link to read your payday loan laws: http://www.paydayloaninfo.org/stateinfo/MI.asp Click the next link to see if any of your payday lenders are licensed to lend in your state: http://www.michigan.gov/dleg/0,1607,7-154-10555---,00.html