Personal Gurantee does FDCPA apply?
Date: Fri, 09/18/2009 - 09:37
I owe a few thousand dollars to creditors in which I personally guaranteed. Am I still protected by FDCPA laws? This debt collector calls my work, claimed to be an attorney, and has discussed the debt with other people then myself.
So if I had business debts which I personally guaranteed and the
So if I had business debts which I personally guaranteed and the creditor is coming after me for those debts I'm protected by the FDCPA?
What do you mean by protected? Have you read any of the FDCPA?
What do you mean by protected? Have you read any of the FDCPA?
Protected meaning, the creditor must follow the rules in regards
Protected meaning, the creditor must follow the rules in regards to the FDCPA. This person has called my work, spoke to my parents, claimed to be an attorney, and failed to send any sort of written notice.
Quote:Originally Posted by AnonymousProtected meaning, the credi
Quote:
Originally Posted by Anonymous Protected meaning, the creditor must follow the rules in regards to the FDCPA. This person has called my work, spoke to my parents, claimed to be an attorney, and failed to send any sort of written notice. |
Absolutely, EVERY CA must abide by the FDCPA. EVERYone is protected.