help with collections from pdls
Date: Fri, 09/18/2009 - 16:32
This is a SCAM! Any legit collection agency would NEVER call the
This is a SCAM! Any legit collection agency would NEVER call the parents of a customer and divulge such information. Discount Advances aka Credit Protection Depot are illegal and try these scare tactics all the time. The next time they call, tell them you are requesting written documentation on this alleged debt as required by federal law. Per the FDCPA, they have 5 days after their first initial contact to send you a dunning letter (letter of collection) via the mail, don't accept anything else, and don't converse with them any more until you receive one. Meanwhile, I would file complaints with the FTC, BBB, and your AG.
Thank you so much! Both of my parents are just out of the hospit
Thank you so much! Both of my parents are just out of the hospital from a very serious accident and my mom is still under round the clock care. I can't tell you how upset this has been to me not to mention a big embarrasment. I couldn't even say a word to this guy without him being very nasty and insisting on a credit card or checking account number. Thank you for your post, it makes me feel a little better.
Just relay to your parents it's a scam company trying to collect
Just relay to your parents it's a scam company trying to collect on an invalid debt.