Hi I am replying to this thread again because I have more issues with Cashcall. As I noted in previous posts, I know they are illegal in MS. I haven't paid back my principle yet ($1000 - they say $1500 but they took $500 for their "fee"). In November they sent a Loan Mod Agreement lowering my interest rate to 47% (from 120%) and lowering payments to $94.54 from $167 defering until January. I faxed and mailed this back, perfectly willing to pay this until I reached my principle. Well in January when they started calling I was ready to set up and pay the new amount. They claimed 1.

I sent the ACH Revocation Letters to One Click Cash and United Cash Loans on December 28. I sent additional letters to them requesting refunds :D on January 4. I have not heard anything from either company via phone, email or snail mail and they have not attempted to debit my account again (bank has to keep it open for 30 days for possible incoming charges). Has anyone dealt with either of these companies and have they really gone away this easily? Of course I have paid WAY more than the principle on both loans so maybe they're just trying to leave well enough alone.

I cant fin an Email addy for SSM group llc and 123 wages.. any help?

I recently posted a question and got great advice re: payday loans that are NOT legal in CA. I followed the instructions that are very detailed on here after finding that one particular lender was not licensed here. I wrote them an email showing CA laws and requested a refund on the fees/interest I had paid. This is the response I received from them: Thank you for contacting us. Please be aware that this is a St.

We are in the process of agreeing on a settlement with Nationwide on an Amex account. Amex owns the account, Nationwide is collecting for them. We have been offered a settlement at 40% and I've received the settlement letter in writing. In my research, it is identical to several others posted on the net, but being this is our first time dealing with something like this, I would appreciate opinions and recommendations anyone can provide. It states: We are writing to confirm the settlement offer that we made to you on behalf of AMERICAN EXP TRAVEL RELATED SE.

I emailed integrity advance about my loan and how they are illegal in my state.. here is the response I got after telling them to close my account or ill file with the AG. [COLOR=#000000] I am writing in response to your email dated 01/05/12. Integrity Advance appreciates the opportunity to clarify our business operations. With respect to the complaint you filed with us, Integrity Advance debited your account in accordance with your written loan agreement with Integrity Advance.

I received the following email after telling this PDL that I do not live in Delaware, so Florida Law prevails. How do I answer this back? Email: FROM: Cash Direct Express We are in receipt of your complaint email dated December 30, 2011, regarding your dissatisfaction with our response to your complaint. In regard to your above dispute, the note is a legally binding contract and was executed in the State of Delaware.

Hello, my husband and I had a Ch 7 BK discharged in May 2011, and still live in our home and pay on the mortgage, but on the credit report, it is showing a "kd." How can we work it so that they start reporting again? Should we? Thanks!

So, last Friday (12/30), I received a voice mail message from Laura Wilson of the Arizona Processing and Summons Division, (I live in Arizona) stating that due to their lack of being able to track me down, a Process Server was on their way to either my home or place of employment to serve me with a summons. She stated that there were two counts of fraud against me. The number she called from was 520-720-3006. She told me that I need to contact the Attorney's office at 480-499-0357 and reference my case number. She ended her call with "you have now been notified".

Victory! I received a paid in full letter from Star Cash Processing! This happened only after I got my state attorney general involved. I hope to receive one from Ameriloan soon; they have the same address as Star Cash so maybe it will happen. Of course they both owed me money, but I will accept the PIF letter. Thanks to everyone here for the advice! I still have more issues with Cash Call so I will post more questions soon. ;)