I seriously need help. I live in Tn. Just got writ of execution on an acct from a creditor for 20,000.00. My ex and I both went to court over this in 2010. I was paying my share until jan of this yr. he didn't pay anything until his acct was levied for 2600.00. Now this bank acct creditor levied is joint acct because of a car loan I got int he divorce. So the creditor only got 21 cents. Can they get my car? I only owe 580.00 on it and then my ex can sign it over to me.

:evil:This is a new tactic at least to me. First integral recovery made threats to flag my social and drivers license. I assume this is impossible.i cant find anything about it. Anyone else heard of this?Or is this something first IRS cooked up.. All by themselves?

First off, thank you everyone on this site for helping me before. i have battled with a few loans and i got rid of most of them except one, OneClickCash 1) HDBlock on my account against them, is there any other companys oneclick can use to take out more money 2) On this site it is made clear that you can close your bank account and it stops, i just went to my bank only to find out that it is against federal law to close an account with auto payments on it. you can close the account but by law the bank has to open it when the withdrawl goes through.

I posted this yesterday but for some reason it's gone now. I've already done some reading here and found several threads that state all pdl's are illegal and i should close my bank account immediately. I understand this much but my real question is what do i do next? I have 7 pdl's at the moment due to falling on hard times so to speak and now that i have more work/money coming in i'm still dead broke due to all the fees that are being withdrawn from these companies. They are all internet lenders.

Hi, I am married, mom of three kids. We have recently, like so many others run into being strapped financially. At this point I have been paying my two big crdit card bills, in which i am the primary account holder... 8700 to bank of america and 15, 700 to chase. i wont go into the long story, but there was a bunch of things that brought us to this. We do have other loans and cards, My husband has a good job and makes a good salary, but due to cirumstances we are struggling to make ends meet. I do not want to file bankruptcy, if possible.

I currently have PDLs with the following: Cash Jar $1000 - already paid $1350 in interest United Cash Loans Anasazi SDS processing Spot on loans One Click Cash I live in New York City and am not sure if they're legal here or not. I've paid close to, if not all of them back in interest already.. Thanks!

Money And More I live in California, took out a loan from Money And More over 4 years ago. After having them repeatedly hit my account with ACH charges (far exceeding the amount lent) the debt was paid off and I closed that bank account. The loan was obtained by sending a canceled check, check was not made out to company. A "legal office" is now claiming I'm going to be served civil court papers charging me with 1. Passing a bad check in the state of California (no check was written to this company, and they were ACH charges) 2.

I unfortunately had dealings with VIP. I attempted to end my relationship with this company and it is almost impossible. I called and asked how to payoff my loan in full and was told by using a debit/credit/prepaid credit card. I purchased a prepaid credit card for the payoff amount and called that number into PDL support where I was told the transaction would not go through. After talking with Visa and Hunter at PDL they can not use credit cards as they are blocked do to the fact VIP is a foreign bank(ie:West Indies).

OK, all my letters went out and here are some updates, but I need some help with others... Integrity Advance said Paid in full- lost out on overpayment of $4345.20 Help- GECC/Cashdirectexpress sent me a letter about their laws in Delaware and they are legal and blah, blah, blah, however "we are willing to waive any accrued interest and mark your account as adjusted in full". Does this mean it is PAID IN FULL?

I currently owe a total of $250,000 on two Federal Direct Consolidation Loans that have been in default since 2003. I have been out of country since 2002 volunteering in Africa with an NGO in the distribution of malaria netting in various rural tribal villages in Botswana. I will be returning to the US in June of 2012 to work with a 501(c)(3) corporation that works with the raising of funds for the Malaria netting program. I will be making a little less than $25,000 per year.